Tax season is always a busy time, and with the IRS Recovery Rebate Credit available, many people are excited about receiving money. However, there’s a catch. Scammers are taking advantage of this time to trick people into giving away their personal information or money. If you have received an email or text message claiming that you’re eligible for a $1,400 refund from the IRS, it might be a scam. Read on to understand how to protect yourself from these fraudsters.
What is the IRS Recovery Rebate Credit?
The IRS Recovery Rebate Credit is a benefit for those who did not receive the full Economic Impact Payments (stimulus checks) during the COVID-19 pandemic. This credit aims to correct any mistakes in 2021 tax filings. However, it’s important to know that this credit is not for those filing their 2024 tax returns. You can only claim it if you did not receive the full amount of your stimulus payments during 2021. The deadline to file a 2021 tax return and claim this credit is April 15, 2025.
The credit was created to help people who missed out on receiving their full stimulus checks, and it helps correct any errors in their tax filings. However, there are strict guidelines on who qualifies for this credit, and people need to be aware of scams during this process.
Watch Out for Scams
During tax season, scammers often use fake emails or text messages to trick people into giving away personal information. If you receive an email or message claiming that you’re eligible for a $1,400 refund from the IRS, be cautious. This could be an attempt to steal your personal details. Scammers often ask for payment in exchange for the refund, or they may direct you to websites that steal your information.
It’s important to recognize that the IRS will never contact you through text messages or emails to ask for your personal information. Any unsolicited messages asking for money or personal details should be treated as a red flag.
How to Protect Yourself from IRS Scams
Here are a few tips to help protect yourself from fraud during tax season:
1. Don’t Click on Links or Open Attachments from Unknown Sources
Be wary of any emails or texts from unknown senders. If you click on links in these messages, you could be led to fake websites designed to steal your personal data. These links might even download malware (harmful software) onto your computer or phone.
2. Avoid Sharing Personal Information
The IRS will never ask for sensitive information like your Social Security Number, credit card number, or bank details via email or text message. Never respond to such requests.
3. Verify Suspicious Messages
If you receive a suspicious email, don’t engage with it. Instead, contact the IRS directly using their official website or phone number. You can also report phishing emails to the IRS at phishing@irs.gov. Be sure to forward the full email with headers, as that helps the IRS investigate.
4. Know the Signs of Phishing
Phishing refers to fraudulent attempts to collect sensitive information by pretending to be someone you trust. Scammers may ask you to visit a link to claim your refund, or they may ask you for your Social Security Number, bank account details, or other sensitive information.
What to Do if You Suspect a Scam
If you accidentally click on a suspicious link and enter personal information, it’s important to act quickly. Visit the IRS identity protection page to protect your information. This page will guide you on steps you can take to secure your account and prevent further fraud.
Also, remember to report any scam attempts to the IRS so that they can track and stop scammers from exploiting others.
IRS Will Never Contact You through Email or Text Message
It’s essential to understand that the IRS will never send an email, text message, or social media message to request your personal or financial information. Any communication of this nature should be treated as suspicious. If you’re in doubt about an email or text you’ve received, always double-check by contacting the IRS directly.
Scammers are constantly finding new ways to trick people, especially during tax season. By staying informed and following the tips outlined above, you can avoid falling for scams and ensure that you receive the IRS Recovery Rebate Credit you’re entitled to.
Remember, the IRS will never contact you to request personal details through text or email, and they will never ask for money in exchange for tax refunds. Always verify any communication with the IRS using trusted methods. Protecting your personal information is crucial to avoiding fraud during this time.
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